Blog

What changed in the cards we track, and how the audit works.

Is a credit card annual fee worth it? How to find your break-even

An annual fee is not a cost or a bargain on its own — it is a break-even. Here is how to work out whether a card pays for itself on your own spending.

September 23, 2026

Booking direct vs the card's travel portal: why the rates differ

Your card can pay one rate booking direct with an airline and a very different one through Chase Travel, Amex Travel or Capital One Travel. Here is why, and which applies to you.

September 16, 2026

What a credit card audit can see in your statements — and what it can't

What data a credit card rewards audit actually reads from your statements, what it never touches, and whether connecting your bank through Plaid is safe.

September 9, 2026

What changed in the cards we track: August 2026

Four welcome-offer and earning-rate changes across the cards we track in August, read from each issuer's own page, with what each one means in practice.

September 2, 2026